As far as credit history requirements wade, extremely lenders will accept a borrower with doing good 620 borrowing from the bank score October 20, 2024 by Gabriel Moses As far as credit history requirements wade, extremely lenders will accept a borrower with doing good 620 borrowing from the bank score Lowest credit history 620, earnings restrictions 115% off area average income, debt-to-money ratio below 46%. House should be prienities. ADU is suitable. No down-payment, low interest rates, flexible credit requirements. Read moreAs far as credit history requirements wade, extremely lenders will accept a borrower with doing good 620 borrowing from the bank score